CFC has a generous benefit package for all full time employees who regularly work 30 hours per week that includes affordable medical and dental insurance, CFC paid life insurance, AD & D, short and long term disability and other benefits as outlined below. A 403b retirement plan is available to all employees who work over 20 hours per week and CFC provides a matching contribution to encourage our employees to participate. Workers Compensation insurance is provided to all employees.
For a comprehensive explanation of the CFC Benefit Package click on either:
- Maricopa County Benefits
- Outside Maricopa County Benefits (Southern or Northern AZ regions)
PAYROLL, VACATION AND SICK TIME REQUESTS
To access paystubs, submit vacation or sick time and update personal and emergency information.
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MEDICAL INSURANCE
To access a list of medical providers, view Claims/Explanation of Benefits, and a host of other health services.
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VISION & DENTAL INSURANCE
To access a list of vision & dental providers, view Claims/Explanation of Benefits, and a host of other health services.
Changes to your benefit coverage can only be made during open enrollment or if you have a Qualifying Life Event. To add or drop benefit coverage with a Qualifying Life Event, please contact Lorina Soza, Staff Care Manager, at lsoza@cfcare.org.
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With HealthiestYou, you can instantly connect (via phone, email or video) with one of HealthiestYou’s 2,300 licensed doctors for diagnosis and written prescriptions AT NO COST. This service is available 24 hours/7 days a week/365 days a year. To register and start using this service, click on the logo above.
CFC pays the full cost of this benefit if you enroll on a medical plan (no matter how you enroll on the medical plan, you and all your dependents will be covered on HealthiestYou). If you do not enroll on a CFC medical plan you can choose to buy this coverage for $9.93 a month per employee (including dependents).
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HEALTH SAVINGS ACCOUNT
Christian Family Care contributes to employee’s HSA accounts and will fund your HSA account at the beginning of the year. Click on the link above to enroll for HSA bank. If you are hired after January your contribution will be pro-rated based on the months left in the year. NOTE: If last day of employment with Christian Family Care ends before the annual HSA contributions are deposited in to the HSA accounts (or you have given official notice to end employment) then employee will receive a monthly prorated contribution during last month worked. The contributions are shown in the chart below.
If you need a quick and helpful overview of high-deductible health plans (HDHP) and health savings account (HSA), this video provides a wonderful explanation!
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DEDUCTIBLE REIMBURSEMENT FOR THE HSA PLANS
After the first $1,500 of the deductible, Christian Family Care will reimburse employees and their dependents 80% of the last $4,500 ($3,600) of the deductible for in-network services only. To learn more about what a deductible reimbursement program entails, follow this link to watch an explanatory video.
To receive reimbursement, send an Explanation of Benefits (EOB) and Deductible Reimbursement Form 2023 to FBC Insurance, Benefits & Consulting when you are required to pay a deductible.
When using the FBC app, you will be asked for a plan code.
The plan code for CFC is OEOHEY
You can still access the 2022 CFC Deductible Reimbursement Form.
(2023 form is linked above.)
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SHORT TERM AND LONG TERM DISABILITY
Contact the Staff Care Manager (Lorina Soza at lsoza@cfcare.org) to receive paperwork if you intend to file a claim for short term or long term disability. Our provider for this benefit is MetLife. You may also do this through your member portal at metlife.com.
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EMPLOYEE ASSISTANCE PROGRAM SERVICES
The Employee Assistance Program (EAP) is a network of services to help you and your household members cope with issues that you experience in everyday life. The EAP, provided by MetLife, also offers short-term confidential counseling, wellness resources and different tools to help you be successful in the workplace. This EAP plan is available to all CFC full-time staff. For more information, download the program flyer here or login to metlifegc.lifeworks.com with User Name: metlifeassist and Password: support. You can also call 1-888-319-7819. Should they ask for our MetLife group number over the phone, it is 5933225.
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403(B) RETIREMENT SAVINGS ACCOUNT
All employees at any time of the year, regardless of full time or part time status, may elect to start or change his or her current contribution to a 403(b) Retirement Savings Plan. Employee Savings Plan funds are managed by Sunwest Pensions.
These are the benefits and highlights of CFC’s 403(b) Retirement Savings Plan:
- A benefit available to everyone who works 20 hours or more per week.
- Employee can contribute at the start of employment. Christian Family Care will match up to 3% (per payroll) after 90 days of employment.
- Loring Ward funds are Premier Funds – low cost and available only to select organizations.
- Vested amount of CFC matching funds increases each year of employment up to 5 years, when you will be fully vested.
Vesting Schedule
If you would like help choosing a retirement plan or need more information about the 403(b) Plan, please contact Eric Cook at 602-266-0430 or eric.cook@lpl.com.
TO ENROLL IN THE 403(B) RETIREMENT PLAN:
See Sunwest Participant Registration Guide for registration instructions.
If you are unable to enroll due to an error stating your information is not in their system, contact Lorina Soza at lsoza@cfcare.org.
PAYROLL DEDUCTIONS
There are certain contributions that you may change at any time during the year. These include: 403(b) Retirement Savings Plan contributions, Health Savings Accounts (HSA) contributions, and your Charitable Donation to Christian Family Care. Keep in mind that your elective amounts on the form below are deducted per-pay-period.
Once you complete this document, please scan to HR@cfcare.org.